Z59.861 is a new billable/specific and POA-exempt diagnosis code introduced in the 2026 ICD-10-CM used to classify the following condition: Financial insecurity, difficulty paying for utilities.
Inclusion term
Difficulty paying for electricity
Difficulty paying for heat
Difficulty paying for oil
Difficulty paying water bill
Utility disconnect notice due to inability to pay
Type 2 excludes
Inadequate housing utilities (Z59.12)
Versions
2026
New code